Life Insurance Settlement Guide Privacy Policy

Effective as of October 12, 2017.

Life Insurance Settlement Guide (“LIS Guide“) operates lisguide.com. It is Life Insurance Settlement Guide’s policy to respect your privacy regarding any information we may collect while operating our website. Please note that this Notice does not apply to your relationship with other financial services providers such as insurance companies, annuity providers, agents, brokers and life settlement brokers or providers that are not affiliated with Life Insurance Settlement Guide (“LISguide.com”). Their privacy policies and information practices govern how they collect, use and disclose information about you.

This Privacy Policy applies only to this website. Should you navigate to another website from this Site, you will be subject to the navigated to site’s privacy policy and this Privacy Policy will cease to be in effect.

This Privacy Policy is incorporated into and is subject to, the Terms and Conditions.

If you have any questions or concerns, please contact us at: [email protected]

What Kind of Information We Collect:

Personally identifiable information (PII) about you, including information concerning your identity, your financial information, and your health and medical information, Some of this information may be collected from third parties from whom LISG is authorized by you to collect your PII.
The information that you provide to LISG which may include your name, address, telephone number, health and medical information & life insurance policy information.
This Site will install tracking cookies to your web browser to understand how you use this Site. The tracking cookie data is not personally identifiable information and consists of only general information such as location, which browser you are using, and how you came to this Site. This data does not enable LISG to record your name or any information that will tell LISG who you are.
Tracking cookies may be turned off from within the settings menu of your web browser. It will not affect your experience in using this Site.

Gathering of Personally-Identifying Information

Collected information will be shared by LISG with licensed life settlement/viatical settlement entities that need the information to procure bids for the purchase/settlement of your policy. The information may also be shared with law enforcement agencies, courts, or other persons or parties seeking that information legally and through legal processes.

Please be aware that you authorize and may be contacted by life settlement brokers, life settlement providers, life expectancy providers, health care providers, or other persons or entities to the extent necessary to facilitate a life insurance settlement of your policy.

Business Transfers

If Life Insurance Settlement Guide, or substantially all of its assets, were acquired, or in the unlikely event that Life Insurance Settlement Guide goes out of business or enters bankruptcy, user information would be one of the assets that are transferred or acquired by a third party. You acknowledge that such transfers may occur and that any acquirer of Life Insurance Settlement Guide may continue to use your personal information as outlined in this policy.

Cookies

A cookie is a string of information that a website stores on a visitor’s computer, and that the visitor’s browser provides to the website each time the visitor returns. Life Insurance Settlement Guide uses cookies to help Life Insurance Settlement Guide identify and track visitors, their usage of Life Insurance Settlement Guide website, and their website access preferences. Life Insurance Settlement Guide visitors who do not wish to have cookies placed on their computers should set their browsers to refuse cookies before using Life Insurance Settlement Guide’s websites, with the drawback that specific features of Life Insurance Settlement Guide’s websites may not function properly without the aid of cookies.

Privacy Policy Changes

Although most changes are likely to be minor, Life Insurance Settlement Guide may change its Privacy Policy from time to time, and in Life Insurance Settlement Guide’s sole discretion. Life Insurance Settlement Guide encourages visitors to frequently check this page for any changes to its Privacy Policy. If you have a lisguide.com account, you might also receive an alert informing you of these changes. Your continued use of this site after any change in this Privacy Policy will constitute your acceptance of such change.

This Privacy Policy is effective and last updated as of October 12, 2017.

CAN SPAM Act

The CAN-SPAM Act is a law that sets the rules for commercial email, establishes requirements for commercial messages, gives recipients the right to have emails stopped from being sent to them, and spells out tough penalties for violations.

We collect your email address in order to:

• Send information, respond to inquiries, and/or other requests or questions

• Market to our mailing list or continue to send emails to our clients after the original transaction has occurred.

To be in accordance with CANSPAM, we agree to the following:

• Not use false or misleading subjects or email addresses.

• Identify the message as an advertisement in some reasonable way.

• Include the physical address of our business or site headquarters.

• Monitor third-party email marketing services for compliance, if one is used.

• Honor opt-out/unsubscribe requests quickly.

• Allow users to unsubscribe by using the link at the bottom of each email.

If at any time you would like to unsubscribe from receiving future emails, you can email us at

[email protected] and we will promptly remove you from ALL correspondence.