Life Insurance Settlement Guide WEBSITE TERMS AND CONDITIONS

Life Insurance Settlement Guide (“LIS Guide”). All rights reserved. LIS Guide works as a life settlement marketing organization in the life insurance settlement industry. LIS Guide gathers data from people interested in pursuing a life / viatical settlement and refers these people to one or several licensed viatical / life settlement broker(s). LIS Guide is compensated for viatical / life settlements that close and have been referred through lisguide.com. As many buyers as possible will be presented each policy, however, an offer is not guaranteed. Void outside the United States and where otherwise prohibited by state or federal law.

The Life Settlement Eligibility Calculator is a tool to assist LIS Guide in determining eligibility of submitted life insurance policies / insured information. The use of the Life Settlement Eligibility Calculator is not to provide an instant bid or an actual offer for a life insurance policy. The Life Settlement Eligibility Calculator tool does not guarantee that an offer will or will not be made to purchase a policy. By providing policy & contact information through the Life Settlement Eligibility Calculator, or other forms on lisguide.com, you authorize LIS Guide to submit your information to one or several licensed viatical / life settlement brokers to contact you via phone and/or email. No representation or warranty, expressed or implied, is made as to the accuracy, reliability or completeness of the determination of the Life Settlement Eligibility Calculator.

By accessing and using this website on any computer, laptop, mobile phone or other device, you signify you have accepted to be bound by these Terms and Conditions in full. If you do not agree with these Terms and Conditions, you must not use this website.

This website uses cookies for analytics & tracking. By accessing this website, you consent to LIS Guide use of cookies as detailed with the terms of LIS Guide’s Privacy Policy. You must be 18 years of age or older to use this website. You warrant and represent, by accessing the website, that you are at least 18 years of age.

You must not take any action on the website designed to interfere, impede, damage, overburden or limit the accessibility of the website.

You must not use this website in any way which is unlawful, illegal, fraudulent or harmful, or in connection with any unlawful, illegal, fraudulent or harmful purpose or activity.

You must not use this website to submit any files or information which consists of (or is linked to) any software viruses, programs or other computer code.

You must not circumvent any website security technology or software.

You must not use this website to submit unsolicited commercial communications.

You must not use this website for any purposes related to marketing without LIS Guide’s express written consent.

LIS Guide may restrict access to certain sections of this website at any time.

If LIS Guide provides a username & password (even if created by user through registration) LIS Guide may disable your user account anytime without notice at the sole discretion of LIS Guide.

“User Generated Content” is communications, text, images, music, sounds, video and any other content that you, submit or otherwise make available to this website, for whatever purpose, except to the extent the Content is owned by LIS Guide.

Your User Generated Content is not confidential or proprietary. You grant to LIS Guide a worldwide, irrevocable, non-exclusive, royalty-free license (and right to sub-license) to use, reproduce, adapt, publish and translate User Generated Content in any current or future media.

User Generated Content must not be illegal or unlawful, must not infringe any third party’s legal rights, and must not be capable of giving rise to legal action whether against you or LIS Guide or a third party (in each case under any applicable law).

You must not submit any User Generated Content to the website that is or has ever been the subject of any threatened or actual legal proceedings or other similar complaint.

LIS Guide reserves the right to edit or remove any User Generated Content.

LIS Guide does not preview (pre-screen) User Generated Content.

LIS Guide direct makes no representations about the suitability of the information contained in the documents and related graphics published on this server for any purpose. All such documents and related graphics are provided “as is” without warranty of any kind. The documents and related graphics published on this server could include technical inaccuracies or typographical errors. Changes are periodically added to the website (including changes to the Life Settlement Eligibility Calculator, Terms of Use & Privacy Policy (Please check these pages regularly to ensure you are familiar with the current version)).

LIS Guide shall not be liable for any direct, special, incidental, indirect or consequential damages, including any business losses, loss of revenue, income, profits or anticipated savings, loss of contracts or business relationships, loss of reputation or goodwill, or loss or corruption of information or data. You agree to total responsibility for your use of the website. These limitations of liability apply even if LIS Guide has been expressly advised of the potential loss.

Nothing in this website disclaimer will exclude or limit any warranty implied by law that it would be unlawful to exclude or limit.

By accessing this website, you agree that the Exceptions and Limitations of Liability detailed in this Terms and Conditions are reasonable.

If you think these are unreasonable, you must not access this website.

If any provision of this Terms and Conditions is held invalid under applicable law, that will not affect the enforceability of the other provisions of this Terms and Conditions. If any provision is deemed unlawful and/or unenforceable, that provision will be deemed severable from these Terms and Conditions, and the remaining provisions will continue to be valid & enforceable.

If any provision of this Terms and Conditions is held invalid under applicable law, that will not affect the enforceability of the other provisions of this Terms and Conditions. If any provision is deemed unlawful and/or unenforceable, that provision will be deemed severable from these Terms and Conditions, and the remaining provisions will continue to be valid & enforceable.

You hereby indemnify, protect, and hold harmless LIS Guide, its affiliates, officers, directors, employees, agents, licensors and suppliers against any claims, losses, damages, costs, liabilities and expenses (including without limitation attorneys’ fees and amounts, with the direction of attorney council, paid by LIS Guide to an expert) incurred or suffered by LIS Guide arising out of any breach by you of any provision of these terms and conditions, or arising out of any claim that you have breached any provision of these terms and conditions.

LIS Guide may transfer, assign, sub-contract or likewise exchange LIS Guide’s rights and/or obligations granted in these Terms and Conditions without providing you notification or obtaining consent. You may not transfer, assign, sub-contract or likewise exchange your rights and/or obligations granted in these Terms and Conditions.

These Terms and Conditions, together with LIS Guide’s Privacy Policy constitute the entire agreement between you and LIS Guide in relation to your use of this website, and supersede all previous agreements in respect to your use of this website.

These Terms and Conditions will be governed by and construed in accordance with the State of Florida, and any disputes relating to these terms and conditions will be subject to the non-exclusive jurisdiction of the State and Federal Courts in Florida.